Wise Fee Calculator

Sending money abroad can often come with hefty transfer fees and unfavorable exchange rates, eating into your hard-earned funds. However, Wise, a leading international money transfer service, offers a solution to these challenges through its innovative Wise Fees Calculator. 

Wise fee calculator is a valuable tool for anyone who wants to send money internationally. It allows you to estimate your transfer fees upfront, so you can make an informed decision about how to send your money.

To use the Wise fee calculator, simply enter the following information:
  • The amount of money you're sending
  • The currencies you're sending and receiving
The calculator will then show you the estimated exchange rate and fees for your transfer.

How to Use the Wise Fee Calculator to Get the Best Deal

Here are a few tips for using the Wise fee calculator to get the best deal on your international money transfer:
  • Compare different payment methods. Wise offers a variety of payment methods, including debit card, credit card, and bank transfer. The fees for each payment method vary, so it's important to compare them before you choose one.
  • Consider sending a larger amount. Wise offers a tiered pricing structure, so the more money you send, the lower your percentage fee will be.
  • Send money during off-peak hours. Wise charges a slightly higher fee for transfers made during peak hours (typically between 9am and 5pm). If you can, try to send your money during off-peak hours to save money on fees.

Other Factors That Can Affect Your Transfer Fees

In addition to the factors mentioned above, there are a few other factors that can affect your transfer fees:
  • The country you're sending money to. Wise charges higher fees for sending money to some countries than others.
  • The recipient's bank account type. If the recipient's bank account is a business account, Wise may charge a higher fee.
  • The amount of money you're sending. Wise may charge a higher fee for sending large amounts of money.


Wise fee calculator is a valuable tool for anyone who wants to send money internationally. It allows you to estimate your transfer fees. By following the tips above, you can save money on fees and get the most out of your Wise transfer.


Q: How are Wise fees calculated?

A: Wise fees are calculated based on a transparent pricing structure. When you make a transfer with Wise, you'll be charged a fee that consists of a small upfront fee and a small percentage of the amount you're sending. 

The specific fee will depend on various factors, including the currencies you're converting, the payment method you use, and the transfer amount. You can easily check the fees for your specific transaction on the Wise website or app before confirming the transfer.

Q: How much does Wise charge per transaction?

A: The cost of a Wise transaction varies based on the factors mentioned above. It typically includes a small fixed fee and a percentage fee based on the amount you're transferring. The exact fees will be displayed to you when you initiate a transfer, ensuring transparency and no hidden costs.

Q: How do I avoid Wise fees?

A: While it's not possible to completely avoid Wise fees, there are some strategies to minimize them. You can consider sending larger amounts at once to reduce the percentage fee as a proportion of the total transfer. 

Additionally, you can save on fees by using the Wise Borderless account for international spending and currency conversion, as it often offers better rates than traditional banks or currency exchange services.

Q: Are Wise fees competitive?

A: Wise is known for its competitive and transparent fee structure. In most cases, Wise's fees are lower than what traditional banks or money transfer services charge for international transfers. Wise prides itself on providing cost-effective international money transfers with favorable exchange rates.

Q: Is Wise free to send money?

A: Wise is not entirely free to send money. While it does offer competitive rates and transparent fees, there are charges associated with each transaction. These charges include a small fixed fee and a percentage fee based on the amount you're sending.

Q: Does Wise have monthly fees?

A: Wise does not charge monthly fees to maintain an account. You can sign up for a Wise account at no cost, and there are no ongoing monthly fees for using the service. You only pay fees when you initiate a money transfer or make currency conversions.